Find Us
Call Us

Get in Touch...

What our customers say about us...

Make an Enquiry

Harts of Honiton Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Harts of Honiton Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders.

 

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes MotoNovo Finance. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to MotoNovo Finance, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives and which you are eligible for from our panel of lenders. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and MotoNovo Finance may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

Privacy Policy  Alternative Dispute  Initial Disclosure  Complaints Policy  Privilege Card

Copyright © 2025 Harts of Honiton. All Rights Reserved.
VAT Number - 700935066 | Company Number - 1879913 | FCA Number - 582188

This Website Uses Cookies

We use cookies to ensure that we give you the best experience on our website and to improve the relevance of our communications with you. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on our website. However, if you would like to, you can change your cookie settings at any time and you can find detailed information about how cookies are used on this website by clicking Cookie Policy.

Google will use your personal data when you give consent on this site. More information is available on Google's Business data responsibility site. Your personal data may be used for ads personalisation and cookies/mobile ad identifiers may be used for personalised and non-personalised advertising.

Ok
Cookie Policy